How do I compare credit cards effectively?

Start by identifying your primary spending categories and look for cards that offer bonus rewards in those areas. Then compare annual fees against the value of benefits you'll actually use.

What credit score do I need for the best credit cards?

Premium rewards cards typically require good to excellent credit (700+). However, there are great options for all credit levels.

Are no annual fee cards worth it?

Absolutely! Many no annual fee cards offer competitive rewards rates, especially for everyday spending.

What's the difference between travel cards and cashback cards?

Travel cards earn points or miles redeemable for flights and hotels. Cashback cards give you a percentage back as statement credits. If you travel frequently, travel cards often provide more value.

How many credit cards should I have?

There's no magic number—it depends on your ability to manage them responsibly. Many rewards optimizers carry 3-5 cards to maximize category bonuses.

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Browse 100+ cards from Chase, Amex, Capital One, Citi, and more. Filter by rewards type, annual fee, and credit score to find your perfect card.

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